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TODAY'S TOP DEVELOPMENTS Monday, December 14, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Commercial General Liability
No Coverage for General Contractor as Additional Insured Where Subcontractor's Allegedly Faulty Workmanship Did Not Damage Other Property
The U.S. District Court for the Middle District of Florida has ruled that the insurance company that had issued a commercial general liability insurance policy to a subcontractor was not obligated to defend the general contractor as an additional insured where the lawsuit against the general contractor did not allege that the subcontractor's allegedly faulty workmanship had caused "property damage" to the completed project. Read More

Trial Strategy
How to Challenge a Felon as a Prospective Juror in a Coverage Case
A decision by the U.S. District Court for the District of Rhode Island can serve as a roadmap for parties in an insurance coverage case to use to challenge a prospective juror who has been convicted of a felony. Read More

Automobile Insurance
Oklahoma Supreme: Foreign Exchange Student Was a "Ward" of Insured for UM Purposes
The Oklahoma Supreme Court, reversing lower court decisions, has ruled that a foreign exchange student from Spain was entitled to coverage under the uninsured/underinsured motorist and medical payments coverage of the automobile insurance policy issued to her host because the student was a "ward" of her host. Read More

Attorney's Fees
Law Firm Entitled to Fees Under Common Fund Doctrine, Notwithstanding Limits of Client's Policy, Illinois Appeals Court Affirms
An appellate court in Illinois, affirming a trial court's decision, has ruled that a law firm was entitled to attorneys' fees under the common fund doctrine from its client's insurance company, rejecting the insurer's contention that paying the fees would mean exceeding the policy's limits. Read More

View All Case Law Developments

In the States

Tax Credits Awarded to Insurers Investing in California's Underserved Communities
Over $9.3 million in tax credits have been awarded to insurance companies and other investors that made more than $46.6 million in capital investments into California's underserved communities through the second round of the 2015 California Organized Investment Network Community Development Financial Institution tax credit cycle. Read More

In the States
Louisiana Citizens Property Insurance Sheds Another 13,000 Policies in Latest Round of Depopulation
Three insurance companies new to Louisiana are participating in the latest round of depopulation of Louisiana's insurer of last resort, Louisiana Citizens Property Insurance Corporation. Read More

View All Legislative/Regulatory Developments
AIG Introduces Guaranteed Universal Life Insurance Product Read More

AXIS Capital Announces Approval for Reinsurance Business on Lloyd's China Platform  
Read More

New Study Finds that Teens Are Engaging in Aggressive Driving Behaviors, Neglecting Driving Basics 
Read More

SMEs' Concerns Over Cybercrime Have Doubled, Zurich Survey Reveals 
Read More

Anthem and Cigna Shareholders Approve Pending Merger 
Read More

View All Industry News
Pump Damage and Extra Expense Coverage


Browse our entire library of over 2,500 insurance resources and forms.

View Entire November/December Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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