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TODAY'S TOP DEVELOPMENTS Thursday, December 3, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Homeowners Insurance
Multi-Dog, Multi-Victim Attack Was a Single Occurrence, New York District Court Rules in Case of First Impression
In a case of first impression in the U.S. Court of Appeals for the Second Circuit, the U.S. District Court for the Southern District of New York has ruled that a multi-dog attack on multiple victims constituted a single occurrence for purposes of the dog owners’ homeowners’ insurance policy. Read More

Intentional Acts Exclusion Did Not Preclude Coverage Where It Depended on Insured’s Knowledge of “Obscure Federal Law,” Kansas District Court Rules
The U.S. District Court for the District of Kansas has denied an insurance company’s motion to dismiss a breach of contract action, ruling that the policy’s intentional acts exclusion did not preclude coverage of a lawsuit brought against the insured where the insured was unaware of an “obscure federal law” that formed the basis of the insurer’s “intentional acts” argument. Read More

Verdicts & Settlements
$1.7 Million Award in Worker’s Asbestos Exposure Case
A Philadelphia jury has awarded plaintiffs $1.7 million in a case in which a retired employee claimed that his former employer had negligently failed to protect him from dangers associated with asbestos-containing products present at the workplace. Read More

Life Insurance
4 STOLI Policies Voided by Connecticut Court for “Material Misrepresentations”
A trial court in Connecticut has ordered four life insurance policies rescinded for material misrepresentations in the applications. Read More

View All Case Law Developments

In the States

NAIC Honors Regulators with 2015 Dineen Awards
The National Association of Insurance Commissioners has presented three state regulators with the Dineen Award, the first time it has honored three regulators with the award in one year. Read More

Insurance Fraud
Business Bilked NY State Insurance Plan for More than $1.6 Million by Selling Earbuds and Charging for Hearing Aids, Prosecutors Assert
Joshua Miller, the owner of a business in Syracuse, New York, has been charged with operating a criminal scheme that stole more than $1.6 million by selling public employees hi-fidelity custom fit earbuds and sound suppression ear plugs while billing the New York state insurance plan as if they were medically necessary hearing aids worth three to 10 times as much. Read More

View All Legislative/Regulatory Developments
8.4 Million U.K. Motor Insurance Policies at Risk of Application Fraud, LexisNexis Risk Solutions Study Shows Read More

GEICO Names Nancy Pierce Senior Vice President 
Read More

Penn Mutual Life Promotes David O’Malley to President and COO 
Read More

Stuart Quinlan and Dr. Sima Adhya Join Hamilton’s Lloyd’s Operations 
Read More

FC&S Legal Publishes “Report on the NAIC 2015 Summer National Meeting” 
Read More

View All Industry News
Form Analysis
Businessowners Liability Coverage


Browse our entire library of over 2,500 insurance resources and forms.

View Entire November/December Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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