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TODAY'S TOP DEVELOPMENTS Friday, October 9, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Employee Benefits
Illinois Supreme: Award of Line-of-Duty Disability Pension Established as a Matter of Law that Public Safety Employee Had Suffered Catastrophic Injury
The Illinois Supreme Court has ruled that a pension board's award of a line-of-duty disability pension to a public safety employee established as a matter of law that the employee had suffered a catastrophic injury for purposes of being entitled to continuing health insurance benefits. Read More

Automobile Insurance
"Temporary Substitute Automobile" Definition in Policy Conflicted with Louisiana Law, Appeals Court Holds
An appellate court in Louisiana, affirming a trial court's decision, has ruled that the definition of "temporary substitute automobile" in an automobile insurance policy violated Louisiana law. Read More

Superstorm Sandy
Court Rejects Homeowner's New Jersey Consumer Fraud Act Claim in Superstorm Sandy Case
A federal district court in New Jersey, in a Superstorm Sandy case, has dismissed a claim under the New Jersey Consumer Fraud Act brought by a homeowner against his insurance company. Read More

Automobile Insurance
Nevada Supreme: Insurer Must Provide Independent Counsel for Insured Where Conflict of Interest Exists
The Nevada Supreme Court has ruled that Nevada law requires an insurer to provide independent counsel for its insured when a conflict of interest arises between the insurer and the insured. It also ruled that an insurer only is obligated to provide independent counsel when the insured's and the insurer's legal interests actually conflict — and that a reservation of rights letter does not create a per se conflict of interest. Read More

View All Case Law Developments

Superstorm Sandy

New Jersey Couple Charged with Superstorm Sandy Fraud
A husband and wife from New Jersey have been charged with filing false insurance claims purportedly involving property damage to their home, a storage unit, and their son's dorm room following Superstorm Sandy. Read More

Federal Actions
Federal Insurance Office Issues Annual Report Exploring Consumer Access to Insurance and U.S. and International Developments, Among Other Topics
The Federal Insurance Office has issued its annual report on the U.S. insurance industry. The report contains a financial overview of the industry through 2014; discusses consumer protection and access to insurance; and reviews U.S. regulatory and international developments. Read More

View All Legislative/Regulatory Developments
Medical Claim Coding Changes Could Lead to Delays in Claim Payments, Unanticipated Bills for Patients, Aon Health Warns  Read More

Blue Cross Blue Shield Association Announces Healthcare Data Capability Intended to Drive Improved Quality and Affordable Care  
Read More

What Will the Car of the Future Look Like? Allianz Has Some Ideas  
Read More

AIR Worldwide Estimates Global Catastrophe Loss Potential  
Read More

Michael R. Halsband Joins Drinker Biddle's Insurance Transactional and Regulatory Team  
Read More

View All Industry News
Damage to Neighbor's Residence Caused by Insured's Teenager


Browse our entire library of over 2,500 insurance resources and forms.

View Entire Septmeber/October Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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