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TODAY'S TOP DEVELOPMENTS Thursday, September 29, 2016  

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Travel Insurer Properly Excluded Coverage for Illness That Manifested on Policy’s Effective Date, N.J. Appeals Court Rules
An appellate court in New Jersey, affirming a trial court’s decision, has ruled that a travel insurance policy excluded coverage for an illness that manifested itself on the policy’s effective date. Read More

Absence of Fire Alarm, in Violation of Policy’s Protective Safeguards Endorsement, Doomed Insured’s Claim, N.Y. District Court Says
A federal district court in New York has ruled that an insured was not entitled to coverage for fire damage to its insured property where the insured had no fire alarm at the property, in violation of its insurance policy’s protective safeguards endorsement – notwithstanding that the insurer had twice inspected the property. Read More

Verdicts & Settlements
Insurers Pay $275,000 to Settle Suit Alleging That Party’s Hosts Had Not Properly Overseen Go-Kart Use
Two insurance companies have agreed to pay a total of $275,000 to settle a lawsuit alleging that parents hosting a party had not adequately overseen the use of a go-kart, resulting in injuries to a 13-year-old. Read More

Homeowners Insurance
“Earth Movement” Exclusion Precluded Coverage for Loss Caused by Rockfall That Destroyed Insured Home, Utah Court Rules
Losses caused when a rockfall destroyed an insured home were excluded from insurance coverage under the policy’s earth movement exclusion because the rockfall amounted to a “landslide,” a federal district court in Utah has ruled. Read More

View All Case Law Developments

Federal Actions

11 Years After Katrina, FEMA Told It Should Recover $3.4 Million of $3.5 Million Awarded to Hope Academy
Hope Academy in D’Iberville, Mississippi, received a Federal Emergency Management Agency public assistance award of $3.5 million for damages Hurricane Katrina caused in August 2005. Now, the Office of Inspector General for the Department of Homeland Security has issued a report concluding that FEMA should recover $3.4 million of the $3.5 million award. Read More

Fire Insurance
Mickey and Willie Sniff Out Arson 
Canine officers Mickey and Willie are the two latest additions to the Texas State Fire Marshal’s Office. The recent arrival of the two specially trained and certified Belgian Malinois has brought the canine team up to its full capacity of five. Read More

View All Legislative/Regulatory Developments
Ironshore Enhances Terrorism Program with Crisis Endorsement and Active Shooter Extension Read More

Insurance Coverage Attorney Thomas Holden Joins Greenberg Traurig as Of Counsel in San Francisco 
Read More

Coface Appoints Fredrik Murer to Lead its North America Region 
Read More

Phoenix Launches New Brand as a Nassau Re Company  
Read More

Zurich Launches Commercial Insurance Unit Headed by James Shea; Claudia Dill, Jack Howell, and Shea Join Executive Committee 
Read More

View All Industry News
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Cope Ehlers, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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