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TODAY'S TOP DEVELOPMENTS Monday, September 21, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Automobile Insurance
Crash: Sorting Out the Coverage
An appellate court in Ohio, affirming a trial court's decision, has found that there were two accidents, not one, involving multiple cars driving during a snowy night on treacherous roads and that as a result the estate of a deceased driver was entitled to more underinsured motorists benefits than offered by the driver's insurer. Read More

Commercial Property
"Dishonest or Criminal Acts" Exclusion Precludes Coverage for Damage to Building Allegedly Caused by Marijuana Growing Operation, N.Y. Federal Court Rules
A federal district court in New York has ruled that a policy's "dishonest or criminal acts" exclusion precluded coverage for a building owner's claim for damages to the building allegedly caused by a marijuana growing operation conducted by the tenant. Read More

Commercial General Liability
Dog's Death at "Pet Motel" Was Potentially Covered, Illinois Appeals Court Rules
An appellate court in Illinois, affirming a trial court's decision, has ruled that an insurance policy issued to a kennel potentially covered a claim arising from the death of a dog while it was boarded there. Read More

Verdicts & Settlements
Jury Awards Over $8 Million to Plaintiffs Who Alleged that Distracted Driver Killed Two Students
A Florida jury has awarded over $8 million to the estates of two doctoral students who had been struck and killed by a car while crossing a street to go to their off-campus apartments. Read More

View All Case Law Developments

Life Insurance

Missouri Insurance Department Promotes Life Insurance Policy Locater Service
The Missouri Department of Insurance is promoting its online Life Policy Locater service as a way that consumers can find life insurance policies or annuities left behind by deceased relatives. Read More

In the States
Maryland Insurance Administration Approves Seven Workers' Comp and Life Insurers
The Maryland Insurance Administration has approved seven new insurance companies to offer workers' compensation and life insurance products in Maryland. Read More

View All Legislative/Regulatory Developments
Cigna Examines How Health Plan Deductibles and Spending Accounts Relate to Consumer Heath Management Read More

ACE Announces Post-Chubb Acquisition Field Leadership Team for North America 
Read More

Emmanuel Clarke Appointed President of PartnerRe 
Read More

Guardian Introduces Cash Value Whole Life Insurance Linked to S&P Index Performance 
Read More

Health Insurance Company Mergers: The AMA Position 
Read More

View All Industry News
Malicious Prosecution and Occurrence


Browse our entire library of over 2,500 insurance resources and forms.

View Entire Septmeber/October Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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