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TODAY'S TOP DEVELOPMENTS Thursday, September 10, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Marine Insurance
Eighth Circuit Holds that Reliance Is an Element of Uberrimae Fidei Defense
The U.S. Court of Appeals for the Eighth Circuit, reversing a decision by the U.S. District Court for the District of Minnesota, has ruled that reliance is an element of the uberrimae fidei defense. Read More

Workers Compensation
Minnesota Supreme: For Disabilities to Contribute to Employee’s Permanent-Partial-Disability Rating, They “Must Affect Employability”
The Minnesota Supreme Court, reversing a decision by the state’s Workers’ Compensation Court of Appeals, has ruled that a prior disability that did not affect an employee’s ability to secure employment could not be considered when determining whether the employee was eligible for permanent-total-disability benefits under Minnesota law. Read More

Verdicts & Settlements
$40,000 Settlement in Suit Alleging Trampoline Park Failed to Check Patron’s Age
A lawsuit alleging that an underage teenager had been injured at an indoor trampoline park that had not checked his age has been settled for $40,000. Read More

Automobile Insurance
Minnesota Appeals Court Rejects Insurer’s Constitutional Challenge to Mandatory Arbitration of Certain No-Fault Claims
An appellate court in Minnesota, affirming a trial court’s decision, has ruled that the requirement of “mandatory and binding arbitration” of claims for $10,000 or less under the Minnesota No-Fault Automobile Insurance Act was not unconstitutional. Read More

View All Case Law Developments

Workers Compensation

Uber Settles Worker Misclassification Allegations with Alaska
Uber Technologies, Inc., which has stopped operating in Alaska, has agreed to pay the state $77,925 to settle allegations that it misclassified drivers as independent contractors in violation of Alaska’s Workers’ Compensation Act. Read More

In the States
Texas Grants Kingstone Insurance Authority to Write Property and Casualty Insurance
Kingstone Insurance Company has been granted a certificate of authority to write property and casualty insurance in Texas from the Texas Department of Insurance. Read More

View All Legislative/Regulatory Developments
FC&S Legal Publishes “NAIC Begins to Develop a Group Capital Measure for U.S. Insurance Enterprises” Read More

Lloyd’s City Risk Index Shows $4.6 Trillion GDP Is at Risk Across 301 Cities 
Read More

Millennials Propel Consumer Momentum for Usage-Based Auto Insurance, Towers Watson Survey Finds Read More

AFBA and 5Star Life Insurance Company Consolidate with The Shuey Agency 
Read More

FC&S Legal Publishes “2015 Excess and Surplus Lines Laws: Alaska” Read More

View All Industry News
Form Analysis
Physicians and Surgeons Equipment Coverage Form


Browse our entire library of over 2,500 insurance resources and forms.

View Entire July/August Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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