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TODAY'S TOP DEVELOPMENTS Thursday, July 21, 2016  

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Crime and Employee Dishonesty
All of Loss Allegedly Attributable to One Employee Was a Single Loss, Which Insured Had "Discovered" Prior to Policy's Inception, Sixth Circuit Rules
The U.S. Court of Appeals for the Sixth Circuit, affirming a decision by the U.S. District Court for the Northern District of Ohio, has ruled that all of a loss allegedly attributable to one employee was a single loss under an employee theft insurance policy and that the insured had "discovered" that loss prior to the execution of the policy. Read More

Commercial General Liability
No Coverage for Interrelated Wrongful Acts That Began Before Policy Period, Louisiana District Court Rules
The U.S. District Court for the Eastern District of Louisiana has ruled that the insured's allegedly wrongful acts amounted to one "interrelated" wrongful act that began with the first such act - before the policy period had begun. Read More

Verdicts & Settlements
Dog Ran Across Road, Plaintiff Slammed on Brakes and Was Hit from Behind, and Jury Awards Her Damages
A Texas jury has awarded damages to a driver who claimed that she was rear-ended when she slammed on her brakes after a dog ran into the street. Read More

Automobile Insurance
New Law Did Not Govern Policy Renewed Fewer Than Six Months After Law's Enactment, Delaware Court Rules
A Delaware court has ruled that the older version of the state's underinsured motorist statute applied to an insured's claim for benefits, and not the revised statute, where the insured's policy had not been renewed more than six months after the date of the revised law's enactment.  Read More

View All Case Law Developments

Federal Actions

DOJ Appears Likely to Challenge Mergers of Health Insurers
The U.S. Department of Justice apparently will be challenging two proposed health insurance company mega-mergers. Read More

In the States
Mixed Martial Arts Events Would Need $1 Million in Insurance under Proposed New York Rules
The New York State Athletic Commission has proposed regulations that would require promoters of mixed martial arts and other similar events in the state to provide at least $1 million in medical, surgical, and hospital care insurance for the treatment of any life-threatening brain injury sustained in a program operated by the promoter. This appears to be the most stringent requirement of any state. Read More

View All Legislative/Regulatory Developments
American Integrity Insurance Brings New Quoting Tool to Florida Homeowners  Read More

NJM Insurance Group Names Mitchell Livingston Executive Vice President and Corporate Counsel  
Read More

Liberty Appoints James D'Onofrio General Manager for U.S. Reinsurance Operations  
Read More

Allstate Names Patrick Macellaro President of Encompass Insurance Companies  
Read More

Kirby McInerney Investigating Practices of U.S. Bank Home Mortgage Relating to Release of Insurance Claim Proceeds  
Read More

View All Industry News
Concealed Weapon Laws and the CGL


Browse our entire library of over 2,500 insurance resources and forms.

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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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