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Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.

Superstorm Sandy
In Case of Apparent First Impression, New York Trial Court Finds that Delay-in-Completion Losses Were Subject to Policy's Flood Limits
A trial court in New York, in a case of apparent first impression, has ruled that a builder's claim for delay-in-completion damages following Superstorm Sandy was subject to the policy's flood limits and deductible. Read More

Homeowners Insurance
"Flood" Includes Deluges Caused by Excess Rainfall, California Appeals Court Decides
An appellate court in California, affirming a trial court's decision, has ruled that the term "flood" in a homeowners insurance policy included deluges caused by excess rainfall. Read More

Commercial Property
Insurer Waived Two-Year Limitation Period on Condominium's Reconstruction Claim, Florida Appellate Court Decides
An appellate court in Florida, affirming a trial court's decision, has ruled that an insurance carrier waived a two-year limitation period on its insured's claim for reconstructing its fire-damaged property to meet a local ordinance's current building codes and, therefore, that the insurer was obligated to pay the insured $1.8 million. Read More

Automobile Insurance
Although Insurer Tendered Policy Limits 37 Days after Accident, Reasonable Jury Could Find Bad Faith, Federal Court Decides
A federal district court in Florida has denied an insurance carrier's summary judgment motion in a bad faith case, finding "sufficient evidence where a reasonable jury could conclude that there is bad faith" even though the insurer had tendered the policy limits 37 days after the insured was involved in an automobile accident in which a motorcyclist was injured. Read More

View All Case Law Developments

Employee Benefits
PBGC Report Underscores Increased Risks to Multiemployer Pension Plans Covering 1.5 Million People
Multiemployer pension plans covering about 1.5 million people are severely underfunded, threatening benefit cuts for current and future retirees, according to the FY 2013 Projections Report released by the Pension Benefit Guaranty Corporation. Read More

In the States
Nancy Grodin Named Deputy Insurance Commissioner in Maryland
Nancy Grodin has been named the Deputy Insurance Commissioner in Maryland. Read More

View All Legislative/Regulatory Developments
July 4 Is the Deadliest Day on the Road, Says IIHS Read More

Senior Legal Counsel Darcie A. Falsioni Joins Nixon Peabody from Independent Health Association Read More

Steve Lewis is Appointed RSA CEO for U.K. and Western Europe Read More

Richard Sammons to Join Hamilton Re as SVP of Specialty Read More

MAPFRE Insurance Enters Pennsylvania Auto and Home Insurance Market Read More

View All Industry News
Q & A
Commercial Inland Marine Coverage and Tree Removal

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View Entire July Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
[email protected]
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
[email protected]
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Donald S. Malecki, Malecki, Deimling, Nielander &
Associates, LLC
Cort T. Malone, Anderson Kill & Olick, P.C.
D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres &
Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or [email protected].
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