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TODAY'S TOP DEVELOPMENTS Thursday, June 30, 2016  

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Commercial General Liability
No Coverage for Environmental Cleanup Where Complaint Did Not Allege "Sudden and Accidental" Release, Second Circuit Decides
The U.S. Court of Appeals for the Second Circuit, reversing a decision by the U.S. District Court for the Southern District of New York, has ruled that an insurance company had no obligation to defend its insured under a commercial general liability insurance policy in an environmental lawsuit brought by the Commonwealth of Massachusetts where the complaint did not allege a "sudden and accidental" release of pollutants into the environment. Read More

Homeowners Insurance
Claim That Condo Owner Installed Hard Floor Without Permission, Causing Damage to Neighbor, Did Not Amount to "Occurrence," Washington Court Rules
A federal district court in Washington has ruled that a claim against the owner of a condominium unit that he had installed hard flooring in his unit without appropriate permission, causing excessive noise in the unit below and leading him to remove the flooring, did not amount to an "occurrence" under the owner's insurance policy. Read More

Verdicts & Settlements
$1 Million Settlement of Suit Alleging Failure to Provide Adequate Security to Prevent Man's Murder
A lawsuit alleging that inadequate security led to a man's murder in a supermarket parking lot has been settled for $1 million. Read More

Attorney's Fees
Virginia District Court Denies Attorneys' Fees to Insured Upon Finding That Insurer Had Rejected Claim In Good Faith
A federal district court in Virginia has denied an insured's claim for attorneys' fees pursuant to Virginia law after finding that the insurer had acted in good faith in investigating the insured's representations on an application for insurance. Read More

View All Case Law Developments

Health Insurance

Illinois Insurance Department Approves Aetna-Humana Merger
The Illinois Department of Insurance has issued an order approving the proposed acquisition by Aetna, Inc., of three subsidiaries of Humana, Inc., as part of Aetna's proposed merger with Humana. Read More

Homeowners Insurance
Minnesota Finds That American Modern Insurance Overcharged Homeowners for "Force-Placed" Insurance
The Minnesota Department of Commerce has imposed a $1 million penalty against American Modern Insurance Group, with a requirement that the company provide refunds to Minnesotans who were overcharged for "force-placed" insurance on their homes. The company also must reform its business practices and lower its rates by 43 percent going forward. Read More

View All Legislative/Regulatory Developments
Luke Foord-Kelcey to Co-Head Aon Benfield's Global Cyber Practice Group  Read More

Insurance Veteran William J. Fishlinger Elected Chair of Diabetes Research Institute Foundation  
Read More

Andrew G. Witik Joins Tressler's Insurance Practice as a Partner in Chicago  
Read More

Vendor Problems Top List of Travelers' Wedding Insurance Claims  
Read More

Ironshore Expands Global M&A Presence to North American Region; Navine K. Aggarwal to Lead Group  
Read More

View All Industry News
Form Analysis
Hotels, Motels, and Inns


Browse our entire library of over 2,500 insurance resources and forms.

View Entire Summer Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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