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Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Personal Umbrella
Ninth Circuit Rules that Brother Living in Trailer Was Not a Resident of Insured’s Household
The U.S. Court of Appeals for the Ninth Circuit, reversing a decision by the U.S. District Court for the Southern District of California, has decided that an umbrella insurance policy issued to Gordon Hammers did not cover damages arising out of a car accident with Ellery Chacksfield for which Gordon Hammers’ brother Robert Hammers had been found responsible because Robert Hammers was not a “resident of [Gordon Hammers’] household.” Read More

Workers Compensation

Worker’s Comp Claimant May Aggregate Wages from Separate Jobs to Calculate Average Weekly Wage, South Dakota’s Top Court Rules in Case of First Impression
The South Dakota Supreme Court, in a case of first impression in the state, has ruled that a worker’s compensation claimant could aggregate her wages from three separate jobs in the calculation of her average weekly wage under South Dakota law. Read More

Business Income
Applying “Closeness to the Risk” and “Total Policy Insuring Intent” Tests, Circuit Finds Only One of Two Insurers Liable for Fire Loss at Strip Mall
The U.S. Court of Appeals for the Eighth Circuit, affirming a Minnesota district court’s decision, has ruled that only one of two insurance companies that had issued policies to a strip mall owner was liable for the mall’s loss of income following a fire. 
Read More

Health Insurance
Plaintiff May Introduce Medical Providers’ Bills, Not Just Amount Paid by Insurers, in Personal Injury Case, Montana Supreme Court Decides
The Montana Supreme Court has ruled that a trial court erred in restricting medical damages evidence that was admissible at trial, holding that a plaintiff in a personal injury action could introduce medical providers’ bills, and not just the amount paid by insurers. Read More

View All Case Law Developments


N.Y. Senator Schumer Urges FEMA to Eliminate WYO Insurers
U.S. Senator Charles E. Schumer (D-N.Y.) has urged the Federal Emergency Management Agency to scrap the decades-old Write-Your-Own insurance model from the National Flood Insurance Program and move forward to overhaul the process entirely. Read More

In the States

New York’s Top Insurance Regulator, a/k/a the “Sheriff of Wall Street,” to Resign
Benjamin M. Lawsky, Superintendent of the New York Department of Financial Services, the New York agency that regulates insurance companies and banks, is resigning in late June after four years as the agency’s first superintendent. Read More

View All Legislative/Regulatory Developments
Travelers Business Risk Index Reveals Increased Concern about Cyber Threats Read More

Professional Liability Attorney Mitchell Milby Joins Wilson Elser’s Dallas Office 
Read More

Cyberattack Strikes CareFirst BlueCross BlueShield, Affecting 1.1 Million Read More

AIG Acquires Controlling Stake in ING Employee Benefits Global Network 
Read More

FC&S Legal Editorial Advisory Board Member Richard Milone Joins Jones Day in Washington Read More

View All Industry News
Form Analysis
Personal Effects Form


Browse our entire library of over 2,500 insurance resources and forms.

View Entire May / June Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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