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TODAY'S TOP DEVELOPMENTS Thursday, May 29, 2014

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Commercial General Liability
Innocent Injured Third Party Entitled to Full Coverage under Ambulance Company's Insurance Policy, New Jersey Appeals Court Rules
An appellate court in New Jersey has ruled that an innocent injured third party was entitled to full coverage under an ambulance company’s $500,000 insurance policy – the amount required by state law for ambulance companies – even though the ambulance driver who was driving when the third party allegedly was injured was not a listed driver under the policy. The appellate court rejected the insurer's contention that the limit available to the third party should be the $15,000 minimum limit for auto policies. Read More

Commercial Property

Insured's Claim against Independent Adjuster Could Proceed, Federal Court in Texas Decides
A federal district court in Texas, applying Texas law to decide a motion to remand based on an alleged lack of diversity, has ruled that an insured had a "reasonable basis of recovery" against an independent insurance adjuster. Read More

Commercial General Liability
Insured's Negligence Suit against Wholesale Insurance Broker Found Timely When Filed Within Four Years of Its Settlement of Underlying Action
A Florida appeals court, reversing a trial court's decision, has ruled that an insured's negligence complaint against a wholesale insurance broker was timely because it was filed within four years of the insured's settlement of an underlying action against the insured. Read More

Eye on the Experts
Bad Faith Compendium: Texas
Insurance bad faith law is like a quilt, a patchwork that varies from square to square – in this instance, common law decisions, statutes and codes that differ widely from state to state. Insurer conduct that is benign in one jurisdiction may rise to the level of bad faith conduct in another. The 20th installment of the compendium reviews bad faith law in Texas. Read More

View All Case Law Developments

Automobile Insurance

New York Urges Auto Insurers to Adopt "Usage-Based Insurance" Programs
The New York Department of Financial Services has issued a bulletin to all New York auto insurers encouraging them to adopt "usage-based insurance" programs. Read More

Automobile Insurance

Bill Would Allow Servicemembers to Keep Their Car Insurance When Moving Across State Lines
U.S. Rep. Ed Royce (R-Calif.), a senior member of the House Financial Services Committee, and U.S. Rep. Tammy Duckworth (D-Ill.), a veteran of the Iraq war and a member of the House Armed Services Committee, have introduced the Servicemembers Insurance Relief Act (H.R. 4669). . Read More

View All Legislative/Regulatory Developments
Lloyd's Announces Changes in Finance and Operations Read More

NOAA Predicts Near-Normal or Below-Normal 2014 Atlantic Hurricane Season 
Read More

Standard Life Appoints Luke Savage Chief Financial Officer  
Read More

GEICO's Nancy Pierce Elected Chair of NICB's Board of Governors 
Read More

Aaron Mikulsky Named Senior Vice President at Employers Insurance Company of Nevada Read More

View All Industry News
Form Analysis
Plumbing and HVAC Contractors


Browse our entire library of over 2,500 insurance resources and forms.

View Entire June Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Donald S. Malecki, Malecki, Deimling, Nielander &
Associates, LLC
Cort T. Malone, Anderson Kill & Olick, P.C.
D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres &
Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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