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TODAY'S TOP DEVELOPMENTS Thursday, April 16, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Apartment Lease Permitted Landlord’s Insurer’s Subrogation Action against Tenants, Minnesota Appeals Court Rules
An appellate court in Minnesota, reversing a trial court’s decision, has ruled that a landlord’s insurer could bring a subrogation action against tenants whose negligence allegedly led to a fire that damaged their apartment where the apartment lease indicated that the tenants would be liable for property loss they caused that was paid for by the insurer. Read More

Homeowners Insurance

Post-Loss Assignee Did Not Need an Insurable Interest at Time of Loss to Sue Insurer, Florida Appeals Court Decides
An appellate court in Florida, reversing a trial court’s decision, has held that a post-loss assignee of the right to recover under a homeowner’s insurance policy could proceed with its action against the insurance company because Florida law did not require that a post-loss assignee have an insurable interest at the time of loss. Read More

Automobile Insurance
Wisconsin Appeals Court Upholds “Drive Other Car” Exclusion as a Bar to UIM Coverage
An appellate court in Wisconsin, affirming a trial court’s decision, has ruled that an insured who was injured when driving his motorcycle through an intersection and colliding with another vehicle was not entitled to underinsured motorist benefits where his policy named his two automobiles but not his motorcycle. Read More

Superstorm Sandy
Flood Exclusion Dooms Law Firm’s Bid for Business Income Coverage in Superstorm Sandy Case
In a Superstorm Sandy case, the U.S. District Court for the Southern District of New York has ruled that the flood exclusion in an insurance policy issued to a law firm located in lower Manhattan precluded its claim for loss of business income resulting from evacuation orders issued by New York City’s mayor. Read More

View All Case Law Developments

In the States

Taxes on Insurance Companies Are Cut in Arizona
Arizona Governor Doug Ducey has signed a bill into law that will reduce taxes paid to the state by insurance companies over the next decade by an estimated $44 million per year once the full reduction takes effect. Read More

In the States

Pat McPharlin to Lead Michigan’s Department of Insurance and Financial Services
Pat McPharlin has been named Michigan’s new director of the state Department of Insurance and Financial Services, replacing outgoing Ann Flood. Read More

View All Legislative/Regulatory Developments
Daniel Tranen Joins Wilson Elser’s Office in Edwardsville, Illinois Read More

Insurance Litigators Laura Besvinick and Julie Nevins Join Stroock in Miami 
Read More

AIA Names David Pearce Vice President and Director of Tax Policy Read More

XL Group and Cobalt Underwriting Launch Shariah Compliant Equine Insurance Through Lloyd’s 
Read More

Malpractice Insurer’s Study Reveals Why Emergency Medicine Physicians Are Sued Read More

View All Industry News
Liquor Liability Issue


Browse our entire library of over 2,500 insurance resources and forms.

View Entire March / April Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board

Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.

Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

FC&S Legal: The Insurance Coverage Law Information Center

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