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TODAY'S TOP DEVELOPMENTS Tuesday, April 5, 2016  

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Attorney's Fees
Alaska Supreme: Insurers May Not Recover Fees Incurred in Defending Claims Under Reservations of Rights
The Alaska Supreme Court has issued an opinion, in response to questions certified by the U.S. Court of Appeals for the Ninth Circuit, prohibiting insurance companies from recovering fees incurred in defending claims under reservations of rights.  Read More

Attorney's Fees
Florida Supreme: Insurer Must Reveal Its Attorneys' Time Records to Victorious Insured in Bad Faith Case
The Florida Supreme Court, reversing a lower court's decision in an insurance bad faith case, has ruled that the hours expended by counsel for a defendant insurance company were "relevant to the issue of the reasonableness of time expended by counsel for the plaintiff," and discovery of that information, where disputed, fell within the "sound decision of the trial court."  Read More

Life Insurance
Alabama Supreme: Insurable Interest Requirement Did Not Limit Change of Beneficiary
The Alabama Supreme Court has ruled that a validly issued life insurance policy may be modified to substitute a beneficiary regardless of whether that beneficiary had an insurable interest in the insured's life, unless the policy provided otherwise.  Read More

Automobile Insurance
Montana Supreme: "Critical Focus" Under Temporary Substitute Auto Provision Was Whether Vehicle "Was in Fact Being Used" as Substitute for Insured Vehicle
The Montana Supreme Court has ruled that the "critical focus" under a temporary substitute auto provision in a commercial auto policy was whether the other vehicle "was in fact being used as a substitute" for the insured vehicle.  Read More

View All Case Law Developments

Health Insurance

OIG Report Finds That Hospices Inappropriately Billed Medicare Over $250 Million for General Inpatient Care
The Office of Inspector General for the U.S. Department of Health and Human Services has issued a report finding a "number of instances" in which hospices inappropriately billed Medicare for hospice general inpatient care.  Read More

Health Insurance
Florida Insurance Regulator Approves Anthem's Bid to Acquire Cigna's Florida-Based Affiliates
The Florida Office of Insurance Regulation has issued a consent order approving, with additional requirements, the application of Anthem, Inc., to acquire 100 percent of the issued and outstanding voting securities of HealthSpring of Florida (d/b/a Leon Medical Centers Health Plans), Cigna Dental Health of Florida, Inc., and Cigna Healthcare of Florida, Inc.  Read More

View All Legislative/Regulatory Developments
MetLife Announces Corporate Governance Enhancement   Read More

Cigna Launches New Hospital Indemnity Insurance Coverage   
Read More

New York Life Introduces New Long-Term Care Insurance Product with Dividend Opportunity   
Read More

QBE North America Appoints Carol A. N. Zacharias Senior Vice President and Underwriting Counsel   
Read More

FC&S Legal Publishes "2015 Excess and Surplus Lines Laws: Missouri"   
Read More

View All Industry News
Sinkhole Collapse and Mine Subsidence


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View Entire Spring Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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