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TODAY'S TOP DEVELOPMENTS Thursday, March 20, 2014

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Product Liability Coverage
"Held Legally Liable" in Master Insurance Policy Required a Court Holding of Liability, Georgia Supreme Court Rules
The Georgia Supreme Court, reversing a decision by an intermediate appellate court, has ruled that the phrase "held legally liable" in a master contract of insurance for a manufacturer's extended protection plan required an actual holding of legal liability by a court, not merely the possibility of such a holding or the prediction of such a holding by the insured, before the insurer could be required to indemnify the insured. Read More

Environmental Liability

CPL Policy Did Not Cover Claims Alleging that Excavation Led to Natural Gas Explosion, Appeals Court Decides
A Wisconsin appellate court, reversing a trial court's decision, has ruled that a contractors pollution liability policy did not require the insurer to defend and indemnify the insured in four consolidated lawsuits in which the plaintiffs sought recovery for bodily injury and property damage caused by a gas explosion that allegedly occurred when, during excavation, the insured's employees disturbed an underground natural gas line. Read More

Life Insurance
Funeral Insurance Did Not Violate State's Pre-Need Act, Appellate Court Confirms
An Indiana appellate court has ruled that an insurance policy that an insured could assign to a trust that would fund the insured's funeral and burial goods and services purchased after the insured's death did not fall within the provisions of the state's Pre-Need Act. Read More

Automobile Insurance
Insurer Had No Duty to Disclose, at Time of Policy Issuance, Its Use of House Counsel to Defend Insureds, Circuit Finds
The U.S. Court of Appeals for the Seventh Circuit, affirming a district court's decision, has ruled that an automobile insurance company had no duty under Indiana law to disclose, at the time of policy issuance, that it used house counsel to defend insureds against third-party claims. Read More

View All Case Law Developments

In the States

South Dakota Governor Signs Insurance Consumer Protection Bills
South Dakota Governor Dennis Daugaard has signed House Bill 1054, "An Act to establish consumer protection standards regarding certain insurance claim practices and to provide for certain penalties." Read More

In the States

Rich Robleto and Harvey Bennett Appointed by Florida Insurance Commissioner
Florida Insurance Commissioner Kevin McCarty has appointed Rich Robleto to serve as Life and Health Deputy Commissioner and Harvey Bennett to serve as Communications Director for the Florida Office of Insurance Regulation. Read More

View All Legislative/Regulatory Developments
Endurance Insurance Introduces Enhanced Network Security and Privacy Coverage  Read More

California, Texas, Florida, and New York Are the Most Popular States for Pet Insurance, Pets Best Finds  
Read More

XL Group Supports the Arts in Ireland 
Read More

Nationwide Insurance Named Official Insurance Sponsor of The Ohio State University 
Read More

Teens Have Risky Definitions of "Safe Driving," New Study Finds 
Read More

View All Industry News

Form Analysis
Businessowners Property Coverage, Part I


Browse our entire library of over 2,500 insurance resources and forms.

View Entire March Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
[email protected]
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
[email protected]
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Donald S. Malecki, Malecki, Deimling, Nielander &
Associates, LLC
Cort T. Malone, Anderson Kill & Olick, P.C.
D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Tressler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres &
Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or [email protected].

FC&S Legal: The Insurance Coverage Law Information Center

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