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TODAY'S TOP DEVELOPMENTS Wednesday, January 14, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Homeowners Insurance
Homeowner's Policy Does Not Cover Rental of Separate Structure, Appeals Court Says in Decision that May Have Implications for the Sharing Economy
An appellate court in Louisiana, affirming a trial court's decision, has ruled that a homeowner's insurance policy did not cover a personal injury claim arising from the homeowner's rental of a separate structure near her insured home. The decision would appear to have implications for the sharing economy, such as Airbnb. Read More

Homeowners Insurance

Appeals Court Limits Florida Insurance Guaranty Association's Liability for Sinkhole Loss, But Certifies Issues to Florida Supreme
A Florida appeals court, reversing a trial court's decision, has limited the liability of the Florida Insurance Guaranty Association for sinkhole claims under homeowners' insurance policies issued by insurers that become insolvent – and has asked the Florida Supreme Court to opine on its conclusions of law. Read More

Commercial General Liability
"Earth Movement" Exclusion Bars Coverage of Claim Seeking Damages for Condo Association's Alleged Failure to Prevent Soil Movement
An appellate court in California, affirming a trial court's decision, has ruled that a commercial general liability insurance policy's earth movement exclusion barred coverage of claims by condominium owners that the insured homeowners' association had been negligent by failing to prevent soil movement that damaged their homes. Read More

Automobile Insurance
Insured Only Must Exhaust Liability Coverage of Single At-Fault Motorist – Not All At-Fault Motorists – to Trigger Insurer's Obligation to Provide UIM Benefits, North Carolina Supreme Court Rules
The North Carolina Supreme Court has ruled that, where there was more than one at-fault driver responsible for an accident causing an insured's injuries, the insured only was required to exhaust the liability insurance coverage of a single at-fault motorist to trigger the obligation of the insured's underinsured motorist carrier to provide UIM benefits. Read More

View All Case Law Developments

Automobile Insurance

Insurance Regulator Approves Removal of up to 93,500 More Policies from Florida's Citizens Property
The Florida Office of Insurance Regulation has approved the removal of up to 93,000 personal residential policies and 500 commercial residential polices from Citizens Property Insurance Corporation by four companies. Read More

Insurance Fraud

New York Awards Nearly $4 Million in Effort to Combat Insurance Fraud and Motor Vehicle Theft
New York State has awarded more than $3.7 million in grants to local authorities to fight against insurance fraud and motor vehicle theft. Read More

View All Legislative/Regulatory Developments
Akin Gump Promotes Insurance Coverage Litigator Ashley Vinson to Partner Read More

Insurance Counsel Alan R. Lyons Elected Partner at Herrick, Feinstein 
Read More

AIG Acquires Ageas Protect 
Read More

Global Indemnity Purchases American Reliable Insurance Company for $394 Million 
Read More

Island Insurance Appoints John Schapperle Chief Executive Officer Read More

View All Industry News
Inflatable Bounce Apparatus and Vandalism


Browse our entire library of over 2,500 insurance resources and forms.

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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Donald S. Malecki, Malecki, Deimling, Nielander &
Associates, LLC
Cort T. Malone, Anderson Kill & Olick, P.C.
D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres &
Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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