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TODAY'S TOP DEVELOPMENTS Tuesday, January 12, 2016

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Commercial General Liability
Total Pollution Exclusion Precludes Coverage for Claim that Liquid Nitrogen Added by Insured to Alcoholic Beverage Harmed Patron, Florida District Court Decides
The U.S. District Court for the Southern District of Florida has ruled that the total pollution exclusion in a commercial general liability insurance policy precluded coverage for claims that liquid nitrogen added by the insured to an alcoholic beverage harmed the woman who drank it. Read More

Commercial General Liability
Fifth Circuit: Total Pollution Exclusion Precludes Coverage for Claims that Vapors from SPF Insulation Caused Bodily Injury and Property Damage
The U.S. Court of Appeals for the Fifth Circuit, affirming a decision by the U.S. District Court for the Southern District of Texas, has ruled that an insurance company was not obligated to defend its insured against claims that vapors from the insured's spray polyurethane foam insulation had caused bodily injuries and property damage to homeowners. Read More

Personal Lines
Virginia Omnibus Statute Did Not Apply to First-Party Claims, Federal District Court Declares
The U.S. District Court for the Eastern District of Virginia has ruled that the Virginia Omnibus Statute did not apply to first-party claims for damages and, therefore, did not modify the coverage available to an insured under an aircraft insurance policy. Read More

Life Insurance
Children Listed as Annuity's Beneficiaries, Not Their Father's Widow, Were Entitled to Proceeds, Louisiana District Court Determines
The U.S. District Court for the Eastern District of Louisiana has ruled that the children of the owner of an annuity who were listed as the annuity's beneficiaries were entitled to its proceeds, rejecting claims that the owner's widow should receive them as a co-owner or co-purchaser. Read More

View All Case Law Developments


House Subcommittee to Hold Hearing on National Flood Insurance Program
The U.S. House of Representatives Committee on Financial Services' Housing and Insurance Subcommittee will be holding a hearing entitled, "Opportunities and Challenges Facing the National Flood Insurance Program," on Tuesday, January 12, 2016, at 10:00 a.m. in Room 2128 of the Rayburn House Office Building. Read More

In the States
Price Optimization in Alaska? Insurance Department Says No
The Alaska Division of Insurance has issued a bulletin to all property and casualty insurers writing personal lines policies in Alaska about price optimization in ratemaking. Read More

View All Legislative/Regulatory Developments
Allied World Launches Global Crisis Management Division Led by Todd Germano  Read More

Global Catastrophes Caused Economic Losses of $85 Billion, Swiss Re Study Finds  
Read More

Ironshore Announces Professional Liability Product for Global Mining Sector  
Read More

Munich Re Appoints Juan Serrano President and CEO of Munich Health North America  
Read More

Robert Zeman to Chair Board of the Insurance Council of Texas  
Read More

View All Industry News
Form Analysis
Motor Carrier Form—Liability Coverage


Browse our entire library of over 2,500 insurance resources and forms.

View Entire November/December Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

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