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Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Personal Watercraft

“Dishonest or Illegal Acts” Exclusion Precludes Coverage for Accident Occurring while Insured Was Operating His Boat under the Influence, Court Rules
A federal district court in Virginia has ruled that a policy’s “dishonest or illegal acts” exclusion precluded coverage for an accident occurring while the insured was operating his boat under the influence. The Case:  While operating the 46 foot Silverton Motor Yacht named “Seabastion” that he owned in Fishing Bay near the Virginia coast, Christopher Armstrong collided with a sailboat named “Voyager.” Mr. Armstrong was arrested for operating a motorboat under the influence.   Read More

Automobile Insurance
Massachusetts Insurer Entitled to Offset No-Fault Benefits Received under New York Policy
A Massachusetts insurer was entitled to offset personal injury protection no-fault insurance benefits that two people allegedly injured in an automobile accident with its insured had received under their New York insurance policy, an appellate court in Massachusetts has confirmed. The Case: David Allen, whose automobile was insured by Commerce Insurance Company, Inc., was involved in a collision in Holyoke, Massachusetts, with an automobile driven by Julio Alvarado and in which Maria Alvarado was a passenger. Ms. Alvarado owned the automobile, which was registered in New York and insured under a New York policy through Peerless Insurance Co.  Read More

Personal Lines
Circuit Affirms Decision Allowing Insurer to Retain Policy Premium as Damages Despite Policy’s Recission
The U.S. Court of Appeals for the First Circuit has affirmed a district court’s decision allowing an insurance carrier to retain policy premiums as damages even where the life insurance policy was rescinded.  Read More

Crime and Employee Dishonesty
Wife Not an Employee in Husband’s Dental Office for Purposes of Policy’s “Employee Dishonesty” Provision, Court Rules
A wife working in her husband’s dental office was not an employee within the meaning of his insurance policy’s “employee dishonesty” provision, and he therefore was not covered for losses allegedly suffered when she stole money from his practice, a federal district court in Alabama has ruled.  Read More

View All Case Law Developments

Homeowners Insurance

New Jersey To Require One Page Policy Summary for Homeowners
A new law in New Jersey will require that homeowner’s insurers prepare a one page summary of their policies for homeowners. The law requires that new homeowner’s insurance policies be accompanied by a “consumer information brochure” written in “a simple, clear, understandable, and easily readable way” that provides a one page summary of the policy, including notable coverages and exclusions under the policy, as determined by the Commissioner of Banking and Insurance.  Read More

Workers Compensation
Indiana Worker’s Comp Reform Bill Signed by Governor Pence
Indiana Governor Mike Pence has signed worker’s compensation reform legislation.  Read More

View All Legislative/Regulatory Developments
Steven A. Meyerowitz, ESQ.

Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal

FC&S Legal
Editorial Advisory Board

Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Donald S. Malecki, Malecki, Deimling, Nielander & Associates, LLC
Cort T. Malone, Anderson Kill & Olick, P.C.
D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Tressler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Jenner & Block
Seth B. Schafler, Proskauer Rose LLP
David D. Thamann, The National Underwriter Company
Tokio Millennium Re to Redomesticate to Switzerland  Read More

Bradley N. Hatfield is New VP of Underwriting, SPA, at Employers  Read More

Punish Texters and Spy on Drunk Drivers, Most Drivers Say in Survey  Read More
Zurich Announces New Coverage for Non-Profit Long Term Care Organizations  Read More
WeiserMazars Names Mahmoud Abdallah a Senior Advisor  Read More

View All Industry News
Insurance Forms & Resources

Ask the Experts: Nonowned and Hired Auto Liability Coverage Under the CGL Form May, 2013


Browse our entire library of over 2,500 resources and forms.

Emerging Insurance Coverage & Allocation Issues in 2013  Read More

9th Annual Canadian Captives & Corporate Insurance Strategies Summit  Read More

NYIA 2013 Annual Conference 
Read More

View Full Calendar


Focus On: Coverage for Law Firm Victimized in Check Scam  Read More

Is Defective Construction an "Occurrence"? The Answer Isn't So Concrete  Read More

Insurance Coverage for Internet Copyright Claims  Read More

View Entire May Insurance Coverage Law Report
View Insurance Coverage Law Report Archives


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