American Agent & Broker
AA&B's most popular March articles

What your customers don't know about boat insurance
Many boat owners don't have proper insurance coverage for their craft. Some aren't covered at all. It's not until claim time that owners find out the hard way they weren't insured correctly. That's why it's so important for agents to inform their customers and make sure they help them get the right coverage. Read more from this AA&B MarketWatch exclusive here.

Blaze destroys UNH boathouse, 55 boats
Officials report the fire was ruled as arson. The University of New Hampshire sailing team uses the boat house, and the club sport is scheduled to start practice at the end of March. Read more here.

Widow, sailboat maker reach settlement
The Texas A&M University racing sailboat capsized June 6, 2008, when its keel and a portion of the hull surrounding it broke off during a race. Read more here.

Spring thaw: Are you ready for flood season?
Many parts of the country have experienced record snowfall this winter. Yet despite the risk, most residents are still not protecting their homes with flood insurance. Learn how you can educate residents on the importance of flood insurance, especially on the cusp of flood season. Read more here.

June 10 trial set for tour boat lawsuit
About 20 minutes into the cruise, the boat capsized, throwing the 47 passengers and the captain into the water. The lawsuit involves the families of the victims and the owner of another boat, whose wake allegedly contributed to the tour boat capsizing. Read more here.

AA&B Pulse

Each week we ask our readers for input on current industry issues. This week's question:

Fortune recently released its list of "most admired" property-casualty companies. Which is your personal favorite?

• Berkshire Hathaway
• Zurich Financial Services
• Swiss Reinsurance
• Travelers
• Munich Reinsurance America

We want your opinion! Take AA&B's poll here.

Poll results from February and March

1. A Towers Watson study of P-C insurers shows rising costs and fraud from claims. What claims activity has your agency experienced?

• Claims have increased — 57%
• Claims have decreased — 14%
• Levels are about the same — 29%


2. What sort of profiling test do you use when recruiting new producers?

• Culture Index — 0%
• Caliper — 24%
• Omnia — 32%
• SPQ Gold — 4%
• Other — 40%


3. Which was the most dangerous film of the year from a risk management perspective?

• The Hurt Locker — 64.8%
• Avatar — 3.7%
• Crazy Heart — 3.7%
• Precious — 11.1%
• The Blind Side — 16.7%

Source: Firemen's Fund, insurer of major Hollywood films for more than 85 years, reports that in "reel life" Crazy Heart was the riskiest film to insure. The film included risky elements such as a hot air balloon crash, car weaving and rollover, and a boat sequence on a lake. These type of scenes require precision, expert driving and experienced stunt people. If the events of these movies were to occur in real life, however, the risks and results may be different!

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