For 80 years, The National Underwriter Company has brought the property and casualty insurance industry the FC&S—the publication so used and respected in the industry that it is frequently cited in court cases. Its editors have consistently been sought out for litigation support and expert witness services. We realize the critical importance of litigation support and expert analysis to the industry and have formalized the program to better meet its demands. The experts behind FC&S may be retained for specific litigation support and expert witness services. They can:

  • review policy forms and lawsuit allegations to determine coverage issues
  • provide an objective opinion as to the merits of an insurance-coverage case
  • offer expert information on how insurance policy language should be interpreted and applied to a specific set of circumstances

The Experts

The experts behind FC&S will now consider being retained as expert witnesses. They can offer you expert opinions on the various issues that are the bases for coverage disputes and lawsuits. Because when you're right, you're right. And you can say so.

Now, you have access to the court recognized experts behind FC&S with more than 85 years of experience. Specialties include Boiler & Machinery, Business Auto, Business Income, Commercial General Liability, Crime, D&O, e-Business, e-Risk, Flood, Garage, General Personal Lines, Homeowners, Personal Auto, Surety, Truckers and Workers Compensation,

David D. Thamann , JD, ARM, CPCU is the managing editor of the FC&S Bulletins. Mr. Thamann graduated from Xavier University, Cincinnati, Ohio in 1968  and has worked in the insurance industry as an underwriter, claims adjuster, and FC&S editor for over thirty three years. Mr. Thamann has authored and co-authored several books widely used as coverage guides in the insurance industry. Mr. Thamann has also written columns for The National Underwriter magazine (property and casualty) pertaining to P&C insurance coverage issues. He writes on insurance policy analysis and coverage questions for the FC&S Bulletins.

Diana B. Reitz, CPCU, AAI, is editorial director of the FC&S books and services department. Before joining The National Underwriter Company, Ms. Reitz was with a large regional brokerage, holding various positions in the commercial lines sector. She specializes in areas of commercial property, business income, directors and officers liability, and workers compensation. She is co-author of the National Underwriter book entitled Workers Compensation and was the lead editor on a number of other FC&S books and coverage guides. She is a cum laude graduate of the University of Maryland, and earned a Masters Degree in human resources management from St. Francis College in Pennsylvania.

Christine G. Barlow, CPCU is an editor with the FC&S books and services department. Ms. Barlow has 17 years experience in the P&C insurance industry with various companies encompassing personal lines underwriting and claims. She specializes in personal auto, surety, crime, and boiler and machinery. She is a cum laude graduate of  Towson University.

Susan L. Massmann is an editor with the FC&S books and services department. She has been on the FC&S staff for the past twelve years, specializing in the area of commercial property, as well as working as a paralegal researching relevant case and statutory law.  She is a graduate of Evangel University in Springfield, Missouri, and earned a paralegal certificate from the American Institute for Paralegal Studies.


Areas of coverage interpretation expertise include:

  • Business Auto
  • Business Income
  • Commercial General Liability
  • Commercial Property
  • Directors & Officers
  • e-Business
  • e-Risk
  • Garage
  • Homeowner
  • Personal Auto
  • Flood

Below are just some of the cases in which FC&S has been referred to:

Merrimack Mut. Fire Ins. Co. v. Slater

22 Mass.L.Rptr.583, 2007 WL 2045429 (Mass. Super., June 13, 2007)

U.S. Fire Ins. Co. v. J.S.U.B., Inc.

979 So.2d 871 (Fla. Dec. 20, 2007)

Golden Eagle Ins. Co. v. Insurance Co. of the West

121 Cal. Rptr.2d 582 (Cal. App. 4th Dist. 2002).

1700 Lincoln Ltd. v. Denver Marble and Tile Co., Inc.

741 P.2d 1270 (Colo. App. 1987)

Southwest Louisiana Grain, Inc., v. Howard A. Duncan, Inc.

438 So.2d 215 (3rd Circuit 1983)

Spears v. Smith

690 N.E.2d 557 (Ohio App. 2nd Dist. 1996)

Garamendi v. Golden Eagle Ins. Co.

2006 WL 337599 (Not Officially Published) (San Francisco County Super. Ct. No. 984502 Feb. 15, 2006)

Maryland Cas. Co. v. Reeder

270 Cal. Rptr. 719 (Cal. App. 4 Dist. June 27, 1990)

Liberty Mutual Ins. Co. v. Gordon

236 N.E.2d 377 (Ill. 1968)

Prudential-LMI Commercial Ins. Co.. v. Reliance Ins. Co.

27 Cal. Rptr. 2d 841 (Cal. App. 4 Dist. Feb. 28, 1994)

Travelers Indem. Co. of America v. Moore & Associates, Inc.,

2005 WL 2293009 (Tenn.Ct.App. 2005)

Jones v. Wesbanco Bank Parkersburg,
460 S.E.2d 627 (W.Va. 1995)



For more information, contact our Litigation Support department at
1-866-242-7285 or
[email protected]com.